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As a mutual building society, we are always looking at ways in which we can support the communities that we serve.

We offer accounts for clubs, associations and registered charities to help community groups make the most of their money.

Find out more from the product details below.

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Club & Charity Deposit (1st issue)

Minimum Balance £100 +
Interest Rate (AER1/Gross2) 2.25%
Interest Payable Annually on 31 December
Withdrawals 3 penalty free withdrawals per month
Access Post or Branch

Club & Charity Deposit 180 Day Notice (2nd issue)

Minimum Balance £1,000 +
Interest Rate (AER1/Gross2) 4.50% (rate includes a 0.50% bonus for the first 6 months)
Interest Payable Annually on 31 December
Withdrawals Withdrawals, closure or transfers are subject to 180 days written notice
Access Post or Branch, or exclusively online

Club & Charity Deposit Quarterly Access (1st issue)

Minimum Balance £1,000 +
Interest Rate (AER1/Gross2) 3.00%
Interest Payable Annually on 31 December
Withdrawals 1 penalty free withdrawal per calendar quarter
Access Post or Branch, or exclusively online

Club & Charity Deposit 2 Year Fixed Rate Bond (1st issue)

Minimum Balance £25,000 +
Interest Rate (AER1/Gross2) 4.00%
Interest Payable Annually on 31 December and on maturity
Withdrawals No withdrawals or early closures allowed
Access Post or Branch

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

Understanding Savings

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