Representative Example:

A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.

The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,800.69.

The overall cost for comparison is 8.0% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.

The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,800.69.

The overall cost for comparison is 8.0% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £138,849.83 payable over 30 years initially on a discounted variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.

The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £229,800.69.

The overall cost for comparison is 8.0% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £147,517.48 payable over 24 years initially on a discounted variable rate of 5.49% for 3 years and then on our current standard variable rate of 8.49% for the remaining 21 years would require 36 monthly payments of £922.72 and 252 monthly payments of £1174.02.

The total amount payable would be £329,195.96 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £181,678.48.

The overall cost for comparison is 7.8% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.55% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £792.74 and 324 monthly payments of £1047.56.

The total amount payable would be £368,073.08 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,223.25.

The overall cost for comparison is 8.0% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan, subject to the maximum 70% LTV. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan, subject to the maximum 70% LTV. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

A mortgage of £87,835.10 payable over 32 years initially on a fixed rate of 5.35% for 3 years and then on our current standard variable rate of 8.49% for the remaining 29 years would require 36 monthly payments of £478.25 and 348 monthly payments of £653.86.

The total amount payable would be £244,885.28 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £157,050.18.

The overall cost for comparison is 7.9% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £87,835.10 payable over 32 years initially on a discounted variable rate of 4.70% for 3 years and then on our current standard variable rate of 8.49% for the remaining 29 years would require 36 monthly payments of £442.69 and 348 monthly payments of £650.51.

The total amount payable would be £242,439.32 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £154,604.22.

The overall cost for comparison is 7.8% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £63,792.85 payable over 35 years initially on a fixed rate of 5.75% for 3 years and then on our current standard variable rate of 8.49% for the remaining 32 years would require 36 monthly payments of £353.09 and 384 monthly payments of £469.59.

The total amount payable would be £193,158.80 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £129,365.95.

The overall cost for comparison is 8.1% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £88,052.76 payable over 32 years initially on a fixed rate of 5.39% for 2 years and then on our current standard variable rate of 8.49% for the remaining 30 years would require 24 monthly payments of £481.67 and 360 monthly payments of £659.70.

The total amount payable would be £249,177.08 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £161,124.32.

The overall cost for comparison is 8.2% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £168,241.00 payable over 30 years initially on a fixed rate of 5.85% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £992.52 and 324 monthly payments of £1272.23.

The total amount payable would be £448,058.24 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £279,817.24.

The overall cost for comparison is 8.1% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £168,241.00 payable over 30 years initially on a discounted variable rate of 5.63% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £969.02 and 324 monthly payments of £1270.13.

The total amount payable would be £446,531.84 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £278,290.84.

The overall cost for comparison is 8.0% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £154,514.14 payable over 27 years initially on a fixed rate of 6.49% for 2 years and then on our current standard variable rate of 8.49% for the remaining 25 years would require 24 monthly payments of £1011.94 and 300 monthly payments of £1206.95.

The total amount payable would be £386,496.56 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £231,982.42.

The overall cost for comparison is 8.4% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

A mortgage of £154,514.14 payable over 27 years initially on a variable rate, currently 5.99% for 2 years and then on our current standard variable rate of 8.49% for the remaining 25 years would require 24 monthly payments of £963.18 and 300 monthly payments of £1203.92.

The total amount payable would be £384,417.32 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,903.18.

The overall cost for comparison is 8.3% APRC representative.

A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan, subject to the maximum 70% LTV. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application

Representative Example:

• The £199 Application Fee is non-refundable and payable at the point of application
• The Completion Fee can be paid before completion or added to the loan, subject to the maximum 70% LTV. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.