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Expat Buy to Let 2 Year Discounted Variable Rate – DIB093

A mortgage exclusively available for UK owner-occupier nationals currently residing in a Financial Action Taskforce (FATF) member country wanting to purchase or remortgage a Buy to Let property.

Key Details

Term 2 years
Initial Rate1 5.58% variable
Overall Cost For Comparison2 8.0% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £999 completion fee

Product Fees

  • The £199 Application Fee is non-refundable and payable at the point of application
  • The Completion Fee can be paid before completion or added to the loan. If the Completion Fee is added to the loan amount, interest will be charged on the amount of the fee and this will be reflected in the monthly repayment over the term of the mortgage

A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.

Fee Amount
Rate
Value of the fee with interest at 10 years
Value of the fee with interest at 15 years
Value of the fee with interest at 25 years
£1,000 8.49% £1,849.00 £2,273.50 £3,122.50

Mortgage calculator

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Representative Example

Mortgage Product Features

Expat Applicant Criteria

Will the interest rate change?

Will I be charged if I repay my mortgage?

How much are valuation fees?

Important Information

How to Apply

Your home may be repossessed if you do not keep up repayments on your mortgage

Definitions

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