Whether it’s Gross, AER, Maturity or even Tax Free, we can help you navigate some of the savings terms and explain them in a simple way so that you can sort the jargon!
Annual Equivalent Rate illustrates what the savings interest rate would be if interest was paid and compounded once each year.
The Financial Conduct Authority regulates the financial services industry to ensure firms stick to the rules and consumers do not fall victim to scams or get tied into unfair contracts.
The interest rate on your savings account remains the same until a specified date
Interest paid on a savings account without any deduction of income tax.
The contractual rate of interest paid on a savings account before the deduction of income tax at the appropriate rate.
The date when an investment placed in a fixed term account reaches the end of its term.
Interest paid on a savings account after deduction of income tax at the appropriate rate.
The Society’s rules which regulate the relationship between us and our investors and borrowers. All borrowers receive a copy of the rules. The rules are available to savers on request.
Confirms the amount of interest on savings accounts and the amount of tax paid in a tax year. Tax certificates are available on request.
Tax free means free from UK income and capital gains tax in the hands of the investor.
The interest rate can change on your savings account and may go up and/or down.
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